Emortelle (formerly CUMIS Plus): is a financial management fully integrated system that comprises of:

The Members and General Ledger - which is inclusive of members’ loans (loan forms, loan security, 35 loan categories, delinquency, loan write-off, fees; 16 deposit accounts; flexible and unlimited term deposits; 3 shares account;  foreign currency; cheque writer;  audit trail; teller system; receipt writer; unlimited history; members payroll \ deduction processing; standing orders; many reports on demand (including a custom report builder); signature and picture verification; beneficiary and joint account facility; fixed asset register (depreciation calculation); accounts payable; branch accounting; bank reconciliation; financial reports; user defined chart of accounts; comprehensive security control for users; ODBC compliant.

IVR (Interactive Voice Response) – Telephone Banking

GIA (Global Internet Access) – Internet Banking

ATM (Auto Teller Machine) Online and Batch processing

Human Resource module – manage: employees records, approved leave, benefits, events within the organisation and education

Staff Payroll module - generate employees’ time sheets, process employee salaries, generate multiple reports such as overtime, tax deductions, electronic pay-sheet
    

The system is user friendly with radio buttons, drop down menus, links to documents, date picker buttons, thin client technology, multiple document interface (multiple screens at once), automated alert pop-ups on members.


Emortelle can be run as a service; the database can be located anywhere in the world or in the same room as the clients

A member may have up to 255 master accounts attached to a single account number.


Networking - Supports Local Area and Wide Area networks using TCP/IP and Windows networking
Printing - Supports printing to all printer types, printer filtering, and multiple copies;  Advance printer preview and reformatting module, with export capability.