Micro Software Designs Limited

iBOS is a fully integrated Banking Online System.  The System can run on a variety of platforms (Windows, Unix and Linux) with multiple simultaneous Users. The System handles 99 Loan customizable classes, with optional modules to handle savings and Term Deposits Accounts.

• Features consistent menu driven, user-friendly, user interface and mouse support for Windows clients
• Multi platform support all popular Linux Distributions, SCO Unix, Windows 98, ME, NT, 2000 and Windows XP
•  Cross platform database support
• Features on-line fully integrated real–time General Ledger Module
• The Chart of Accounts supports a 7-digit number
• Five levels (G1, G2, G3, S4 & D5) of Accounts are supported
• Budget data can be entered on a monthly or annual basis
• Supports compound journal transactions
• Accounts Payable and Receivable
• Security featuring per user rating system (user IDs, passwords, ability to manage data on rating basis)
• Full audit log processing
• Branch accounting (supports 32 online branches)
• ATM on-line and batch processing (supports ISO 8583 messaging format)
• Multi currency support
• On-line cheque writer (including renumbering and realignment capabilities)
• On-line receipt printing per teller printer support
• Unlimited standing orders with automatic cheques generation macro processing facilities
• Printing on all types of printers (print preview, additional formatting, export capabilities)
• Client signature and photograph preview
• Mail merge and labeling (supports transfer data to Microsoft Word for bulk mailing)
• Comprehensive tellers cash accounting, float management integrated with General Ledger
• 15 customizable loan categories with ability to split across multiple segments (featuring loan projection on individual client)
• Interest calculation (using compound interest calculation, interest on a daily basis, or interest using reducing balance)
• Unlimited Term Deposits with ability to set individual interest rates
• Unlimited history support
• Fully automated General Ledger posting (with ability to post multiple months)
• Query analyzer (ability to process user defined queries)
• Large quantity of reports featuring filter facility